Quick Loans in the UK
Sometimes you may find yourself in need of quick loans – whether it’s an overdue bill, a little extra cash for that family holiday or a lump sum to pay for some much-needed home improvements.
Whether you’ve got good credit or bad credit, My-QuickLoan could be the answer you’re looking for.
We use T.UK’s award-winning software, to search their large panel of lenders that consider loan applicants from all different types of credit histories. Giving you a higher chance of being approved for that much needed financial support when you need it with an instant decision.
Quick Loans from £100 up to £5,000 – same day pay-out!*
If you need a £100 loan, £200 loan or any loan up to £5,000 over a period of up to 12 months, we could help you find easy access to some of the best quick loans in the UK, without any unnecessary hidden charges.
We use our partner’s award-winning software, which searches the UK market to find the lowest interest rates available to you. The software works by passing your application details to a large panel of lenders within seconds. But don’t worry, your details are in safe hands as we take the security of our customer’s data very seriously.
If approved, you will then be redirected to the lender’s website page to finalise your loan application before your quick loan funds will be sent to you. Meaning, that you can get access to the funds that you need the very same day*.
What is a Quick Loan UK?
Quick loans, also known as payday loans borrowed between the amount of £100 to £5,000 and are designed to be repaid within a shorter period, as opposed to traditional loan types.
How do I get a Quick Loan online?
Applying for a loan online couldn’t be easier with our quick and easy application form. You will be required to enter your personal details, which will need to be accurate to get a loan decision.
Once you hit submit on our application form, our partner will search a large number of lenders online within seconds and will match you with the best rates available to your circumstances. Once you receive approval from one of the quick loan lenders you could have the money in your account within 10 minutes^
Why choose My-Quick Loan?
Well, the name says it all – Everything about our website has been designed to be quick and easy.
We understand that when you are faced with an emergency that requires access to quick cash, like a broken-down boiler in winter months or a leak in your ceiling. These situations don’t wait – so why should you when you’re in need of quick loans today.
The days of filling out numerous application forms are over. Now, all that you have do is complete one easy and quick online form and the software we have access to searches our large panel of lenders for you within seconds. It really is that simple.
What is the APR on an online quick loan?
My-Quickloan’s representative APR is 648.6%.
If you are looking for a quick loan with a low APR, then simply fill out the application form and let us do the hard work for you. Depending on your credit score will depend on what APR you are offered, but as we have access to so many lenders, you will automatically be matched you with the lender offering you the lowest APR.
Typically, the cost of credit is no more than £24.00 per £100.00 borrowed over 30 days. Be sure to check the lender’s terms of borrowing before you agree and finalise your loan application. However, if you do accept the loan and you’re not happy with the loan amount repayable, most lenders will offer a 7-day cooling-off period – this means that you can return the loan to the creditor and cancel your agreement with them.
Why our customers love us!
What most of our customers love about us, is that the entire process can be completed online. There’s no need to leave the comfort of your own home, you can simply supply us with all the personal information that we need from your computer, smartphone or tablet and leave the hard work to us.
Our application form is designed to be seamless, making your need for quick loans as easy as possible.
We do not charge fees
What’s, even more, to love about our service, is that it is completely free for you to use as we do not charge you any fees. We may receive a commission or fee from some of the fast loan direct lenders that we introduce you to. It’s a win-win situation for you.
Easy to understand repayment terms
We do our best to talk in your terms, making it as clear as possible and easy to understand the repayment terms, putting you firmly in the picture about your financial obligations.
At My-Quick Loan our partner will only ever introduce you to lenders that are responsible lenders and regulated by the Financial Conduct Authority.
We also strongly recommend to our customers, that they only apply for quick cash loans if they are sure that they can afford to repay the loan back in full and on time. It’s also important that you read the terms and conditions provided by the lenders before signing the loan agreement and taking out quick loans online.
What should I do if I can’t afford to make my payments?
Online quick loans can lead to serious money problems and If you are struggling to meet the repayments of your quick cash loans, then you will need to contact the lender directly that you hold the agreement in with. They will be able to help you so please do not be worried about contacting them.
All lenders will have procedures in place to help people who are suffering financially and will be more than happy to discuss options with you.
Can I apply if I have bad credit?
Don’t worry if you have had previous credit problems in the past. All of the lenders that our partner introduce you to focus more on your ability to repay the loan in full and on time instead of focusing on a computer score or if you have had any previous credit issues.
As long as you meet the basic lending requirements and are not suffering in financial hardship, you won’t have any problem applying for a payday loan with bad credit. For more details please see our FAQ page
Can I get a Quick loan without a credit check?
Unfortunately, customers cannot be offered a loan without some checks being carried out first.
However, getting a quote through My-Quickloan, it will be a soft credit search which won’t affect your credit rating. If you are then provisionally accepted by a lender, you will then be redirected to the lender’s website to complete your application. It is at this point that the lender will carry out a full credit check on you.
What are the basic lending requirements for a quick loan today?
To apply for quick online loans with My-Quickloan you must meet the following basic requirements to get approved;
You must be 18 years or over
Have a regular source of income
Have an active bank account with a debit card
Be a UK resident.
If you meet the above criteria, then you can apply for up to £5,000 subject to your circumstances and approval.
Any quick loans lender regulated by the Financial Conduct Authority is obliged to clearly display to you the terms of the short-term loan before you agree to the repayment structure.
This information includes the monthly repayments that you must make, along with the amount that you are borrowing and the total amount of interest that you will have to pay back. This to make sure that there is no way you will ever find yourself tied to a loan agreement that you don’t want or that you can’t manage the repayments.
Not happy with the matched quick loan lender?
If you have been matched to a quick loans lender or a guarantor loans lender and you are not happy, it’s not a problem! As long as you haven’t signed an e-agreement with the lender that you originally matched with, you can re-apply using our application page.
Ready to apply?
Before you apply, please ensure that you can afford to make the repayments first. Warning late repayments of your loan can lead to serious money problems. If you are thinking of taking a Christmas Loans out, please read some of our alternatives first.
When you’re ready to apply simply click on the apply now button and fill out the quick and easy application form to receive a lending decision.
^Once approved, your cash will be sent the same day. The depends on your bank and the lender.
My Quick Loan is an Introducer to T DOT UK who are authorised and regulated by the financial conduct authority (FCA).