Secure Quick Loans UK Today!

What is a Quick Loan?

A quick loan is a short-term or personal loan usually paid out on the same day.
Whether you need a little help to cover the essentials before your payday or some cash in your account fast, a quick and easy loan can help tide you over.

How Can I Get a Quick Loan Today?

Here at My Quick Loan, we offer quick loans with fast payouts. Our loans start from £100 to £5,000, and you can have the money in your UK bank account today!

Read our complete guide and FAQs below for more information regarding quick loans in the UK and whether a payday loan is right for you.

My Quick Loan: There When You Need a Quick Loan!

We’ve all been there: sometimes your pay cheque doesn’t quite stretch enough. Whether it’s an overdue bill, a little extra cash for that family holiday, or a lump sum to pay for some much-needed home improvements, quick quid loans can help fill that gap and give you peace of mind till your next payday.

Simple to apply for and, in some cases, paid into your account the same day, securing quick loans online is a great choice when you need some extra cash. Whether you’ve got good credit or bad credit, My Quick Loan could be the answer. To find the best loan for bad credit and your circumstances, we search for direct lenders to match you with your best option.

How does Quick Loan UK work?

We use T.UK’s award-winning software to search their large panel of online direct lenders that consider loan applicants from all different types of credit histories — you do not have to have a perfect credit score to achieve loan approval! This gives you a higher chance of being approved for that much-needed financial support when you need it most.

After completing our fast and simple application process, you’ll get an instant decision, helping you plan for your expenditure and stay on top of your bills.

Ready to begin? Start the application process now!

Fast Loans From £100 Up To £5,000 – Instant Same–Day Pay-Out!*

Whether you need a £100 loan, £200 loan, or even any loan up to £5,000, Quick Loan has got you covered. Plus, with payback times available over up to 12 months, we could help you access money and cash fast. Not only are we one of the fastest loan companies out there, but we also make sure that our direct lenders are there for you. Our partnerships ensure you’ll have access to some of the best fast loans in the UK without any unnecessary hidden charges and hidden fees.

We use our partner’s award-winning software, which searches the UK market to find the lowest-ever interest rate that is available to you. The software passes your application details to a large panel of lenders within seconds. They’ll then process your application and give you an immediate decision.

If approved, you will be redirected to the lender’s website page to finalise your instant loan UK application before your quick loan funds are sent to you. It means that you can get access to the very quick money loans and payday loan funds that you need the very same day* – helping you put those money worries to rest.

Some of the lenders our partner uses for short-term loans are QuickQuid, Amigo Loans, Lending Stream, and many more leading lenders with a registered trading name in the UK. They’re all accredited lenders who take your information seriously. With such trusted names in our database, you can be sure your details are in safe hands and that your loan will hit your account just when you need it!

What is a quick loan UK?

Quick loans, also known as quick payday loans, provide the possibility of borrowing money between the amount of £100 to £5,000 and are designed to be repaid within a shorter period, as opposed to traditional payday loans.

Because a quick loan is processed online for small amounts compared to large loans in the UK, we can help you get the money fast, sometimes even within the same day as your application*!

Plus, getting a loan from a direct lender at Quick Loan can be an excellent option for people with a bad credit score. Our credit and affordability checks are designed to help people access our service, so even if you’ve been denied a loan in the past, Quick Loan might still be able to help.

How do I get a loan quickly?

Searching online for “loan quick”? You’re probably searching for a quick loan!

This couldn’t be easier with our short and fast loan online application process. First up, you’ll be required to enter your personal details in the form. Remember, your personal information will need to be accurate to get a decision, so double check everything looks correct before hitting submit!

Once you submit your application form, our advanced partner software will search many online lenders within seconds to match you with the best rates available to your circumstances. This means we do all the hard work for you! No need to spend all your time searching through loan providers’ websites or re-entering tedious forms. With Quick Loan, your application to most lenders happens with just one application.

Once you receive approval from one of the quick loan lenders, you’ll have the money in your bank account fast. In some cases, you can even get a quick loan in your bank account on the same day! Head over to your banking app to view the bank account transactions, and you’ll see a credit soon enough.

It’s that simple to get a quick loan online!

 

Why choose My-Quick Loan for getting your loan online?

Well, we think our name says it all! We know that some circumstances that require personal loans are urgent, so everything about our website has been designed to be quick.

When you are faced with an emergency, things can’t wait till payday. If you leave problems to build up, they can cause serious money problems and more. If your boiler breaks down in those chilly winter months, or you start to notice a leak in your ceiling, or if your engine warning light pops up on your car, leaving the problem can cause even more problems down the line. There are some circumstances in life that require access to quick cash now. These situations don’t wait – so why should you when you’re in need of quick loans today?

With that in mind, we know that lengthy credit and affordability checks, multiple application forms and even interviews in the bank just don’t cut it. Now, getting a fast loan with Quick Loans is easy – all that you have to do is complete one online form, and our incredible software automatically does the hard work for you. We search our extensive panel of lenders for you within seconds, matching you with fast loans that fit the bill. It really is that simple.

What is the APR on an online quick cash loan?

My Quick Loan’s representative APR on a fast loan online is 79.5%.

Looking for a quick loan with a low APR? Simply fill out our quick and easy application form, and let us do the hard work for you. Depending on your credit check score, the APR you are offered may vary. Unlike other quick payday loan providers, we know that your interest rate matters.

That’s why we’ll not only search for a trusted direct lender for you, but we’ll also scour the results for the lowest interest rates too. As we have access to so many lenders, you’ll be automatically matched with the direct lender offering you the loan straight with the lowest APR. Typically, the cost of credit is no more than £24.00 per £100.00 borrowed over 30 days. Be sure to check the lender’s terms of borrowing before you agree and finalise your loan application.

Make sure you realistically factor in the monthly instalments to your budget and think carefully about whether you can afford repayments. If you do accept the loan and you’re not happy with the loan amount repayable, most lenders will offer a 7-day cooling-off period. This means that you may be able to return the complete loan straight to the creditor and cancel your agreement with them.

Why do our customers love us?

We think our service is exceptional, and we strive to help you when you need it most. The good news? Our customers agree!

What most of our customers love about us is that the entire process of getting a loan quickly can be completed online. There’s no need to leave the comfort of your own home; you can supply us with all the personal information that we need from your computer, smartphone, or tablet. Then, your job is done! You can leave the hard work of securing your loan to us. Our application form is designed to be seamless, making your need for quick loans as smooth as possible.

What’s more, our great advantage is that we also offer help to customers with bad credit scores too. We’re proud to prioritise our responsible lending criteria, but we’re also proud to offer our service to customers when they need it most. Even if you have a low credit score, we might still be able to help you. Although we do perform credit checks on your credit record, we are proud to still offer short-term loans. So, whether you have a good credit score or bad credit, the chances are we’ll be able to help you find the perfect quick online loans that suit your situation.

Do you charge fees for a fast loan?

Nope! Our service is completely free for you to use. We do not charge you any fees at all!
In fact, we can offer you a fee-free service because we may receive a commission or fee from some of the fast loan direct lenders that we introduce you to. That way, we push those costs back onto the big companies, saving you money!

It’s a win-win situation for you! Take advantage of fast loans now, and enjoy the fee-free service from Quick Loans.

Do You offer Easy to understand repayment terms?

We understand that sometimes it can be a little scary getting a loan online. Other companies use a lot of jargon and hide fees in complex repayment terms. We do our best to talk on your terms, making it as straightforward as possible and easy to understand the repayment terms.

We know your financial situation is essential, and that’s why we put you back in control of your money fast and keep you informed about your financial obligations.

At My-Quick Loan, our partner’s software will only ever introduce instant decision loans for you that come from lenders that are responsible and regulated by the Financial Conduct Authority.
To become a Quick Loans direct lender, lenders must be registered on the financial services register and regulated by the FCA. We take your financial security very seriously.

We also strongly recommend you only apply online for quick cash loans if you are sure that you can afford to repay the loan in full and on time. You must also read the terms and conditions provided by the lenders before signing the consumer credit agreement and taking out quick loans online. Remember, if you have more than one loan, it’s crucial to assess whether you can make the monthly instalments on a new loan and your current obligations. Some lenders will charge late payment fees, so keeping on top of your payments is critical.

What should I do if I can’t afford to make my monthly repayments on my quick loan?

Online quick loans can lead to serious money problems, and if you are struggling to meet the minimum repayment period, you will need to contact the lender directly with whom you hold the agreement. They will be able to help you with your late repayment and may be able to offer you additional support so that you can still pay the loan back in full without an impact on your credit record. Please do not be worried about contacting them. Get in touch with them immediately and explain your situation.

Remember, all lenders will have procedures in place to help people who are suffering financially. All our direct lenders will be more than happy to discuss options that can work for you.

Can I apply for an online loan if I have bad credit?

Don’t worry if you have had a poor credit history or rating problems. All of the lenders our partner introduces you to will focus more on your ability to repay the loan in full and on time instead of focusing on a computer score or if you have had any previous bad credit report issues.

As long as you meet the basic lending requirements and are not suffering from financial hardship, you won’t have any problem applying for quick loans for bad credit. For more details associated with a bad credit rating, please see our FAQ page.

Can I get a Quick Loan UK Without a Credit Score Check?

Unfortunately, customers cannot be offered a loan from an authorised credit broker without a credit check being carried out first. Credit and affordability checks are always obligatory as they are part of our responsible lending criteria.

However, simply getting a quote through My Quick Loan will be a soft credit search that won’t affect your credit rating. If you are then provisionally accepted by a reputable lender, you will then be redirected to the lender’s website to complete your application. It is at this point that the lender will carry out a full credit check on you.

What are the basic lending requirements for fast online loans today?

Requirements for Quick Loans

To apply for quick online loans with My Quick Loan, you must meet the following basic requirements to get approved. You must

• Be 18 years or over
• Have a regular source of income
• Have an active bank account with a debit card
• Be a UK resident

If you meet the above criteria, then you can apply for up to £5,000, subject to your circumstances and approval.

Get a No-Obligation Quote For a Quick Loan UK

Any Quick Loans UK lender regulated by the Financial Conduct Authority is obliged to clearly display to you the terms of the short-term loan before you agree to the repayment structure.

This information includes the monthly repayment that you must make, along with the amount that you are borrowing and the total amount of interest that you will have to pay back. This is to make sure that you will never find yourself tied to a loan agreement that you don’t want or that you can’t manage the monthly payments.

Keep in mind that a late repayment can cause further financial hardship that may require additional assistance. We always promote lending responsibly, so bear this in mind and try to avoid taking on too much.

I’m not happy with my matched Quick Loans UK direct lender. What can I do?

Don’t worry! If you have been matched to a quick loans lender or a guarantor loans lender and you are not happy, it’s not a problem at all.

As long as you haven’t signed an e-agreement with the payday loans lender that you initially matched with, you can re-apply using our application page. Remember, your initial application to direct lenders only uses a soft credit check, so making multiple applications will not affect your credit score.

I’m ready to apply with a quick loan application! How can I proceed?

Before you apply, please ensure that you can afford to make the monthly repayment first. Making late loan repayments towards your instant loan can lead to serious money problems. If you are thinking of taking Christmas Loans out, please read some of our alternatives first.

When you’re ready to apply, simply click on the apply now button to fill out the quick loan application form and receive a lending decision. Remember, we do our best to make the lending criteria clear and easy to understand and our application process as fast as possible. We’re also proud that we do not add any hidden fees. Ultimately, your full satisfaction is very important to us, so thank you for choosing Quick Loans.

*Once your loan is early approved, your quick loan will be sent the same day. This depends on your bank and the lender.

My QuickLoan is an Introducer to T DOT UK authorised and regulated by the Financial Conduct Authority (FCA), practising responsible lending practices only. We offer Quick loans in the UK only!