Text loans are a fast and easy way of obtaining a loan by simply texting a lender to obtain another loan. There are some terms and conditions to this type of borrowing, one being that you must have already have taken out a loan from the lender to be able to send a text message for another loan. This way the lender can ensure all of the relevant credit checks have been carried out initially.

We work with over 50+ lenders in the UK offering loans between £100 to £5,000 by using a piece of software called T.UK. This enables us to pass your details to most of the UKs leading instant text loan lenders in one simple swift application. Giving you a higher chance of being accepted for a loan.

Once accepted by a text payday loans lender reapplying couldn’t be easier. You simply text the lender to receive another loan. You still have to apply for your initial text payday loans online which you can do by completing our quick and easy application form. This allows the lender to complete an affordability check to ensure that you can afford to make the repayments.

To apply for a quick text loan you must meet some basic requirements, these are the following;

• Aged 18 years or over
• Have a minimum income of £600 a month
• Be a UK resident

If you meet the above criteria, simply head to our application page and fill out the short form before hitting apply. If accepted by a text loan lender, then the next time you need to borrow funds you can simply send a text message from your mobile phone to receive a top up loan.