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Short term loan Frequently Asked Questions

A short term loan where you can borrow between £100 to £5,000 over a period of 3 months

Not a problem at My-Quick Loan T DOT have many lenders who specialise in short term loans with bad credit

Usually funds will be in your account the same day of applying for a short term loan.

No, it is not a direct lender, My-Quick loan is an Introducer to T DOT who works with multiple lenders and brokers

You can apply for a short term loan through My-Quick Loans by completing the online application form, which can be found across the site. Fill in each section of the form and then simply click ‘Apply Today’!.

Typically, a short term loan will be transferred electronically into your bank account by your lender.

You should only borrow money if you can afford to make the repayment. However, if you do have difficulty repaying some or all of your loan, please contact the lender in the first instance. They will be able to discuss any re-payment options with you, but please be aware that you will often incur fees or charges for the extension of loans or the re-arrangement of payment dates. We do not advise rolling over your loan or extending it and we ask that before you make your loan application you are sure that you will be able to re-pay what you owe. All of the details and information regarding the implications of non-payment will be included within your loan agreement so please keep this safe and refer to it if necessary..

Not at all. Please make your loan application regardless of what your current credit score is. Many of T DOT's lenders specialise in lending to people who have lower credit ratings and therefore you will not be written off solely on this basis. Whether you are accepted by a lender or not will depend on your circumstances as well as the lender’s own requirements and lending criteria.


Warning: Late repayment of payday loans can cause you serious money problems. For help, go to