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Good and Bad Credit Accepted*

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Why Choose Us
My Quick Loans Why
You could Borrow £100 to £5,000 Instant Decision
What is the loan repayment term? 3 – 36 months 100% Online
How loan does it take to get funds? Funds in 10 minutes^ High Acceptance Rate
Do you charge Fees? We charge No fees Safe and Secure
What if i have poor credit history? All credit histories welcome No Obligation


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Quick £200 Loan

We do quick £200 loans here at My Quick Loan. We can help you with your financial needs today no matter what your reasons are for needing a 200 loan. Simply fill in our quick and easy 2-minute application form and you could have the funds in your account within the next hour* subject to approval.

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We offer higher acceptance rates than normal lenders for your 200 pound loan.

As we work with our partner’s large panel of lenders, this means that your application gets seen by more lenders than applying directly to one lender. You simply hit the submit button on your application for your 200 loan and we ping your details to most of the UK’s payday lenders, giving you a higher chance of being accepted.

We help find you the cheapest rates

Trying to get a 200 loan with low interest? We work with a large panel of lenders and the order in which the panel of lenders is organized is by the cheapest interest rate starting at the top. Once a lender has accepted your application for your £200 payday loan you will be matched with the lender and forwarded to their website to finalise your application. This means that you are always matched with the best deal available to you that we can find.

How do I receive my instant 200 payday loan?

Upon acceptance of a loan, you will be asked to provide the details of your bank account so that the lender BACS the payment to you. This also means that you can receive the funds you need, when you need them, in some instances as little as 5 minutes after approval.

Whenever you are ready to apply, head to our application page and let us do the hard work for you.

Do you need more than £200? Maybe visit our £500 loan page or £100 pound loan page is you need less. Alternatively, you can change the amount on the application form.

Do you do a £200 loan bad credit?

Yes, some of our 200 loan direct lenders specialise in bad credit. Although if you do have bad credit, we recommend you look into improving your credit score first. Applying for a £200 bad credit loan will have higher interest rates as you are classed as higher risk.

The same goes if you are looking for a 200 loan on benefits. We strongly recommend seeking financial help first. Taking loans can damage your credit score even further.

There are a lot of debt charities that specialise in this and are there to help you. 

Some alternatives to £200 loans

  1. Sell some unwanted items – Great way to raise £200 is to sell some items you don’t use anymore on Facebook or Ebay.
  2. Borrow money from a friend or family member – You would hope a friend or family might help you out, and even better, not put interest on the £200 loan.
  3. How important do you need a 200 loan? – If it is for a night out or presents, question yourself and ask do you really need this loan or can you do without it?

Hopefully, one of the above alternatives could help you raise enough money so you don’t have to take a loan.

Here are some £200 Loan direct lenders

  • Dot Dot Loans – 824.7% APR representative (as off June 2022)
  • OMACL – Representative 669.35% APR (as off June 2022)
  • New Horizons – Rates between 9.3% APR and maximum 1721% APR (as off June 2022)
  • Morseclub – Representative 498.34% APR (as off June 2022)
  • Now Loan – Representative 49.7% APR (as off June 2022)


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