If you are looking for a quick loan where you can see the money in your bank account today, then one of your top options is always going to be Quick Loans. In fact, Quick Loans is proud to say that they have not had a single complaint against them upheld by the ombudsman. That is quite a rare thing to be able to say, and will help with many clients feeling they can trust this company.
Because it is always wise to know as much as possible about any company you might be borrowing from, it’s a good idea to look into some of the official details about Quick Loans before you consider going to them for a loan.
The registered name of the company is Quick Loans Ltd, their number with Companies House is 09619094. They are registered with the Financial Conduct Authority, with permission to broker credit products. The reference number with the FCA is 763132, which can be used to check the company with the FCA itself.
Call: 01226 920 142
Address: 12 Churchfield Court
The main thing to remember about Quick Loans UK is that they are not a lender in themselves. Instead, the company is a broker, meaning that they put you in touch with lenders and find good deals for the loan that you need to take out. That is important to remember, because it means that you are not actually borrowing any money from this company itself. As such, it is usually a good idea to also research whichever lender they happen to put you in touch with.
So in terms of the application process, how does Quick Loans UK work? It is a very simple, four step procedure that you need to follow, and it’s easy enough for anyone to be able to understand. First of all, you select the desired loan amount that you need. This can be anything from £250 up to £10,000, but bear in mind that all the loans are unsecured. That means you don’t need to provide any kind of collateral in order to borrow the money.
Next, you fill out the online form, which consists of a few simple and straightforward questions, mostly relating to your personal and financial details. All in all, it should take no more than 2 minutes. Then you will wait for the decision, which usually comes within 50 seconds, but can take up to 90 seconds in some cases.
Once approved, you can expect the money to be in your bank account within half an hour, so this is certainly a quick loan process compared with many other brokers and lenders.
It’s always important to fully understand what is expected of you when it comes to repayments, and to ensure that you are going to be able to pay back what you borrow in full without causing yourself any trouble financially. With Quick Loans UK, how repayment works will depend on how much you borrow.
If you borrow under £500, you will pay back over a maximum of three months – although there is no penalty for early repayment. For loans between £500 and £1500, you can take up to 12 months to repay. And if you have a loan over £1500, it’s 36 months maximum, with again no penalty for early repayment. In every case, you can simply select the repayment schedule that works for you.
If you are looking for a truly Quick Loan, then it is well worth taking a look at this lender. They have had a lot of satisfied clients in the past, and as we saw above they have never had a claim upheld against them by the financial ombudsman. So that should give you a fair amount of feeling of trust in the process, which is something that will always help.
Remember that you should never borrow more than you can afford to repay, nor more than you need to borrow. It’s always important to think about your repayments carefully and not land yourself in any trouble. If you are in any doubt about whether you can repay, don’t take out a loan.
To find out more, you can contact Quick Loans through their website today and see how they can help.