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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to
My-Quick Loan will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan. For more info please click here.
Our use of ‘payday loans’ is for informational purposes only; we exclusively offer short-term loans.
Instant’ refers to our loan decision process, not fund payout; expect same-day payout subject to processing times.

Immediate Loans UK

An immediate loan in the UK is a type of short-term financing designed to deliver funds to borrowers as quickly as possible, often on the same day of application approval. These loans are intended to assist individuals facing unexpected financial situations that require swift action, such as emergency repairs or sudden bills.

At My Quick Loan, we provide access to immediate loans, helping you navigate through your financial emergencies promptly. Our loans start from £100 and you can borrow up to £5,000 with loans paid same day.

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Online Immediate Loans by My Quick Loan

When searching for a quick online loan, make sure you do your research first. We’ll cover all the FAQs and everything you need to know about immediate loans UK so you can make the best decision for your circumstances.

FAQs on Immediate Loans

What is an online immediate loan?

An online immediate loan in the UK is a special type of short-term financing. It’s designed to offer borrowers quick access to funds, typically on the same day of application approval. This quick turnaround can be essential for individuals facing urgent financial situations.

Can I apply for an immediate loan with bad credit?

Absolutely. At My Quick Loan, we work in conjunction with a variety of FCA-approved lenders who offer immediate loans for bad credit. These lenders take into account more than just your credit score, considering other aspects such as your income and employment status.

What are the eligibility criteria for an immediate loan?

While the specific criteria can vary among lenders, you will typically need to: be at least 18 years old, be a resident in the UK, have a regular source of income, and have a UK bank account with a valid debit card.

What is the APR for immediate loans?

The representative APR for immediate loans obtained through My Quick Loan is 49.7% variable. Remember, the actual rate you receive may vary depending on factors such as your creditworthiness, which lender you get matched with, and the loan terms.

How much can I borrow with an immediate loan?

The amount you can borrow depends on your personal financial circumstances and your ability to repay the loan. At My Quick Loan, we offer loans from £100 to £5,000, however, some lenders may offer you less than what you wanted to borrow if you are a first time customer with them.

How fast can I receive an immediate loan?

At My Quick Loan, speed is a cornerstone of our service. Once your loan application is approved, funds from an immediate loan are typically transferred to your account on the same day.

What can I use an immediate loan for?

You can use immediate loans for a variety of unexpected expenses. These can range from emergency home repairs to medical bills or other unforeseen costs.

Are there any fees associated with immediate loans?

The specific fees associated with immediate loans can vary depending on the lender. However, all fees and charges will be clearly laid out in your loan agreement for full transparency.

What is an immediate payday loan?

An immediate payday loan is a type of immediate loan intended to tide you over financially until your next payday. It’s typically repaid when you receive your next wage.

What happens if I can’t repay my immediate cash loan on time?

Failing to repay your loan on time can lead to additional fees and can potentially impact your credit score. If you are struggling with repayments, it’s vital to contact your lender as soon as possible to discuss possible solutions.

Why Choose My Quick Loan for Your Instant Immediate Loan Needs?

Get a loan instant with My Quick Loan as we are more than just a credit broker – we’re your partner in managing unforeseen financial emergencies. Here’s why you should choose us:

Speedy Service: We understand that during financial emergencies, time is crucial. Therefore, we have streamlined our application process to offer quick decisions and same-day fund disbursement upon loan approval.

Versatile Loan Amounts: We offer a wide range of loan amounts, catering to various financial needs. You can apply for immediate loans from £100 to £5,000, depending on your requirements and ability to repay.

Consideration for Bad Credit: We believe that a poor credit score shouldn’t automatically disqualify you from getting the financial help you need. We work with lenders who provide immediate loans for bad credit, looking beyond just your credit score during the decision-making process.

Secure and Confidential: We adhere to strict data privacy standards to ensure that your personal and financial information remains secure and confidential throughout the process.

Transparent Terms: We believe in complete transparency, which means no hidden charges or surprises. All fees and interest rates associated with your loan will be clearly outlined in your loan agreement. Please note: My Quick Loan is 100% free, we do not charge any fees.

However, it’s important to remember that loans are a serious commitment and should only be considered in genuine financial emergencies. If you are consistently struggling to meet financial obligations, it might be a sign of a more significant issue.

Struggling With Debt?

If you’re experiencing difficulties managing your debts, it’s crucial not to ignore the problem – help is available. Numerous debt charities across the UK offer free, confidential advice and can help you to understand the options available to you. Some of these include StepChange, National Debtline, and Citizens Advice. These organisations have trained advisors who can guide you on how to improve your financial situation.

At My Quick Loan, we’re not just about getting our customers to apply for a payday loan and providing immediate loans; we’re about responsible lending and supporting you in making informed financial decisions. If you’re struggling with your debts, please seek help as soon as possible.

Warning: Late repayment of payday loans can cause you serious money problems. For help, go to