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Welcome to our ‘Finances’ category, your reliable resource for tackling general finance questions, problems, and solutions. In our diverse collection of articles, we explore various financial topics, from budgeting to saving, investing and even navigating the world of quick loans. Our goal is to empower you with practical knowledge and insights to make informed decisions about your financial health. Remember, our articles and blogs are for informational purposes only and do not provide financial advice. Start exploring now to enhance your financial savvy!

last updated on March 21, 2024
Instalment Loans Vs Revolving Credit: Key Differences

While both are methods of borrowing money, that shared purpose is largely where the similarities end between instalment loans and revolving credit since there are far more things that make them unique and suitable for different purposes. Payment Schedule While borrowers of an instalment loan will have access to their amount in one lump sum […]


last updated on August 26, 2023
How to check if a loan company is legitimate uk

If you have been searching “how to check if a loan company is legitimate in the UK” then I am guessing you are currently doing your research before applying with a payday loans online company. Excellent, this is a great thing to do as unfortunately there are a lot of scammers out there and you […]


last updated on June 13, 2023
APR Explained

Annual Percentage Rate (APR) is the comprehensive cost of your borrowing each year, combining interest rates and all additional fees into one clear percentage. It’s the key to understanding the real expense of loans and credit cards. But there’s more to it – how exactly is APR calculated, and how does it affect your financial […]


last updated on June 12, 2023
What to Do if You Are In Debt?

You may of be someone who has at one time or another taken out a loan. Be it a payday loan in the UK, a business loan, a mortgage, a student loan, or another type of loan. Taking out credit can sometimes find us in unexpected financial difficulty. Managing debt is a vital step towards […]


last updated on March 8, 2023
How Can I Improve my Credit Score to Qualify for Better Loans in the Future?

If you have ever been declined for a £100 loan or a financial plan due to a poor credit score you understand the crushing feeling. It leaves you disheartened as your dreams of a new car, home, or holiday are shattered and you don’t know how to change your fortunes. If you aren’t in the […]


last updated on August 7, 2018
Debt management – Step out of the dark!

  Picture this – You’ve taken out numerous loans or credit cards without seriously considering your ability to afford the repayments. Once your next payday arrives and you’ve paid all of your bills, you shortly realise you have no money left to get by until your next pay date. And so you take out another […]



Warning: Late repayment of payday loans can cause you serious money problems. For help, go to